Loans

• Personal Loans
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How to minimise and avoid Loan fees

One common objection to any loan package is the number of fees and charges that you may encounter during the life of your loan, so here are these fees listed in plain english

• Account Overdrawn Fee – When we honour a cheque or other debit and your account becomes overdrawn over the agreed limit
• Outward Dishonour Fee – When your cheque, Direct Debit or periodical payment is dishonoured
• Periodical Payment Not Made Fee – When your periodical payment is dishonoured
• Inward Dishonour Fee – When a cheque you deposit is dishonoured or a Direct Debit to your account is declined
• Missed Payment Fee – When you don’t pay by your due date
• Charge/Default Fee – When you don’t pay by your due date
• Over-Limit Fee – Each time you exceed your credit limit